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Education Loan Interview Questions & Answers

Below we have listed all the Education Loan Interview Questions and answers. Feel free to comment on any Education Loan Interview Questions or answer by the comment feature available on the page.

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Education Loan Interview Questions & Answers

An Education Loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. The maximum repayment tenure is upto 15 years post moratorium period. Repayment Moratorium (also called a repayment holiday) is the coursework period + 1 year or 6 months after the student gets a job/starts earning - whichever is earlier. Money borrowed to finance education or school related expenses. Payments are often deferred while in school and for a six-month grace period after graduation. There are a variety of federal and private student loans available.

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I have an education loan along with my parents. Can education loan default hurt my future credit score or does it hurt my parentís credit score?
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My family had taken up an education loan for my college education. Now that I have graduated and started working, can I avail tax benefits on the same while filling my income tax return?
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How long are deductions valid if availed under Section 80E?
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Can a small default on education loan impact my CIBIL score?
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How to apply for multiple education loans using the new Vidya Lakshmi portal?
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I took an education loan for my son's graduation course. Now he wants to pursue post graduation. Can I seek a second education loan from the bank in my case?
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What is the upper limit to get education loan from HDFC bank without collateral? Does HDFC bank
charge anything for prepayment?
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Does PNB Saraswati loan come with a processing fee?
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I am 40 year old self employed individual. I had to drop out of college due to financial distress in my youth. Now I want to go back to college and get a degree. Can I get an education loan?
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What is moratorium period for an education loan?
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I require a loan of Rs. 10 Lakhs for higher education of my daughter. Can i keep my FD as collateral while taking an education loan for my daughter?
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I am a female and need education loan for a non regular course in photography. I checked with many banks but they are not keen to lend for a non UGC certified course. What are my options?
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I had taken an education loan for my studies and have recently got a job. What can I do to start repayment of my education loan without hurting my monthly income?
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Latest 20 Questions
Payment of time- barred debt is: (a) Valid (b) Void (c) Illegal (d) Voidable
Consideration is defined in the Indian Contract Act,1872 in: (a) Section 2(f) (b) Section 2(e) (c) Section 2(g) (d) Section 2(d)
Which of the following is not an exception to the rule, "No consideration, No contract": (a) Natural love and affection (b) Compensation for involuntary services (c) Completed gift (d) Agency
Consideration must move at the desire of: (a) The promisor (b) The promisee (c) The promisor or any other party (d) Both the promisor and the promisee
An offer which is open for acceptance over a period of time is: (a) Cross Offer (b) Counter Offer (c) Standing Offer (d) Implied Offer
Specific offer can be communicated to__________ (a) All the parties of contract (b) General public in universe (c) Specific person (d) None of the above
_________ amounts to rejection of the original offer. (a) Cross offer (b) Special offer (c) Standing offer (d) Counter offer
A advertises to sell his old car by advertising in a newspaper. This offer is caleed: (a) General Offer (b) Special Offer (c) Continuing Offer (d) None of the above
In case a counter offer is made, the original offer stands: (a) Rejected (b) Accepted automatically (c) Accepted subject to certain modifications and variations (d) None of the above
In case of unenforceable contract having some technical defect, parties (a) Can sue upon it (b) Cannot sue upon it (c) Should consider it to be illegal (d) None of the above
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