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What is flat rate of interest? |
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Just in case if the main borrower dies who has to repay the loan the other co borrowers or loan guarantor? |
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Are terms and conditions for loan guarantee negotiable? |
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What does a bank considers default? Even one missed deadline for my home loan EMI puts me as a defaulter? |
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Why banks are going after small loan defaulters while bigger defaulters are going scot free? |
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What is Force Majeure clause in a loan? |
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What is Amendment clause in a bank loan? What do I need to check for any such clause in my bank loan agreement? |
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Who gets OD facility under Jan Dhan yojana? Is it available for all account holders? |
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Do non banking financial companies also check cibil and other credit reports? |
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What should be an ideal range for DTI (Debt To Income Ratio)? |
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Is the new MCLR method used for personal loans or only floating loans? |
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What is the ideal value for debt to income ratio? Why is it important? |
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Do banks lend easily to women borrowers compared to male borrowers? |
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Does adopting of MCLR method by banks mean a lower interest for personal loans too? |
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Isn’t it unfair that my credit score may get spoilt if someone I stood as a guarantor for defaults on his loans? |
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Can you tell me what is meant by loan take over in simple terms? |
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Someone told me to use my DTI (debt to income ratio) as a tool to choose between fixed and floating home loan. How can I do that? |
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Is going for a spot loan a good idea? |
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What happens if the bank I have taken a loan from gets merged into another bank? |
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I want to know about my credit score details. What are all the steps to get the credit score by mail? |
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