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Health Insurance Interview Questions & Answers

Below we have listed all the Health Insurance Interview Questions and answers. Feel free to comment on any Health Insurance Interview Questions or answer by the comment feature available on the page.

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Health Insurance Interview Questions & Answers

Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider. Health insurance is a way to pay for health care. It protects you from paying the full costs of medical services when you're injured or sick. Just like car insurance or home insurance, you choose a plan and agree to pay a certain rate, or premium, each month.

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My friend's mom is affected by breast cancer. She is 45 years old. She has been already diagnosed, is under chemo and has been told it's in the preliminary stages. She will undergo the treatment for the next 6 months. So my question is, can she take a health insurance after her treatment? If so, please tell the options. Or is there any options wherein she will be eligible for a health insurance right now? If both the options are ruled out, kindly suggest what is the best they can do now?
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I have a health insurance policy covering myself and my family. Should I need to buy a personal accident insurance policy? What is the benefit of a personal accident insurance policy?
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What is the correct age to buy an health insurance plan?
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What is NCB retention add-on cover for car insurance? Is it useful to go in for such an insurance add-on?
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Do health insurance policies offer protection for expenses incurred during pregnancy and childbirth?
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I'm planning to take a health insurance for myself and my parents. Can you please tell me what are the tax benefits that I will be eligible for?
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Which is better - to buy a new second health policy or to opt for add-ons or top up plans?
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I'm planning to take a health insurance for myself and my parents. Can you please tell me what are the tax benefits that I will be eligible for?
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What is meant by the term Pre-existing diseases in health insurance? Is malaria a pre-existing disease?
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Is Claim Settlement Amount received under mediclaim taxable? If yes, then at what rate?
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I am traveling oversea for some work and have taken a travel insurance policy. Can you tell me if I need to carry the policy documents along?
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Can you please tell me what a restore option is in a health insurance plan?
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Will a general health insurance policy cover costs for my ENT treatment? I know dental treatment is usually excluded but what about ENT?
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Is it good to take insurance through banks?
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With so many cases of accidental deaths in bomb blasts all over the news, do the health care policy offer protection for death in such a situation?
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What is the new plan of IRDA for entry based pricing for insurance premium?
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I need to undergo a hernia surgery soon. The doctor says I can be back the same day so will it be covered under my health insurance?
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What is a day care surgery? Does Max Bupa Heartbeat offers cover for a day care surgery?
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My father's age is 54, central government employee and my mother is a house wife, 47 years old. I'd like to take health insurance for both of them. So which financial institution would be better to apply for health insurance? Do my parents fall under the senior citizens category?
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Is there a claim settlement deadline for health insurance claims?
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Latest 20 Questions
Payment of time- barred debt is: (a) Valid (b) Void (c) Illegal (d) Voidable
Consideration is defined in the Indian Contract Act,1872 in: (a) Section 2(f) (b) Section 2(e) (c) Section 2(g) (d) Section 2(d)
Which of the following is not an exception to the rule, "No consideration, No contract": (a) Natural love and affection (b) Compensation for involuntary services (c) Completed gift (d) Agency
Consideration must move at the desire of: (a) The promisor (b) The promisee (c) The promisor or any other party (d) Both the promisor and the promisee
An offer which is open for acceptance over a period of time is: (a) Cross Offer (b) Counter Offer (c) Standing Offer (d) Implied Offer
Specific offer can be communicated to__________ (a) All the parties of contract (b) General public in universe (c) Specific person (d) None of the above
_________ amounts to rejection of the original offer. (a) Cross offer (b) Special offer (c) Standing offer (d) Counter offer
A advertises to sell his old car by advertising in a newspaper. This offer is caleed: (a) General Offer (b) Special Offer (c) Continuing Offer (d) None of the above
In case a counter offer is made, the original offer stands: (a) Rejected (b) Accepted automatically (c) Accepted subject to certain modifications and variations (d) None of the above
In case of unenforceable contract having some technical defect, parties (a) Can sue upon it (b) Cannot sue upon it (c) Should consider it to be illegal (d) None of the above
If entire specified goods is perished before entering into contract of sale, the contract is (a) Valid (b) Void (c) Voidable (d) Cancelled
______________ contracts are also caled contracts with executed consideration. (a) Unilateral (b) Completed (c) Bilateral (d) Executory
A offers B to supply books @ Rs 100 each but B accepts the same with condition of 10% discount. This is a case of (a) Counter Offer (b) Cross Offer (c) Specific Offer (d) General Offer
_____________ is a game of chance. (a) Conditional Contract (b) Contingent Contract (c) Wagering Contract (d) Quasi Contract
There is no binding contract in case of _______ as one's offer cannot be constructed as acceptance (a) Cross Offer (b) Standing Offer (c) Counter Offer (d) Special Offer
An offer is made with an intention to have negotiation from other party. This type of offer is: (a) Invitation to offer (b) Valid offer (c) Voidable (d) None of the above
When an offer is made to the world at large, it is ____________ offer. (a) Counter (b) Special (c) General (d) None of the above
Implied contract even if not in writing or express words is perfectly _______________ if all the conditions are satisfied:- (a) Void (b) Voidable (c) Valid (d) Illegal
A specific offer can be accepted by ___________. (a) Any person (b) Any friend to offeror (c) The person to whom it is made (d) Any friend of offeree
An agreement toput a fire on a person's car is a ______: (a) Legal (b) Voidable (c) Valid (d) Illegal


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