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Term Life Insurance Interview Questions & Answers

Below we have listed all the Term Life Insurance Interview Questions and answers. Feel free to comment on any Term Life Insurance Interview Questions or answer by the comment feature available on the page.

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Term Life Insurance Interview Questions & Answers

Term plans are the most basic form of life insurance. They provide life cover with no savings / profits component. They are the most affordable form of life insurance as premiums are cheaper compared to other life insurance plans. Online term insurance plans provide pure risk cover, which explains the lower premiums. A fixed sum of money - the sum assured is paid to the beneficiaries if the policyholder expires over the policy term. If the policyholder survives, there is no pay out.

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What if a person was a smoker long back but not at the time of taking the policy?
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Will the nominee get insurance claim if the policyholder has term insurance but no accidental death rider?
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I just completed my post graduation and joining my first job next month. My father expired recently and the only income for my house will be mine when I get the job. So I would like to ensure that my family will be compensated in case if something happens to me. Should I go for a term insurance policy?
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How do I convert my existing paper insurance policy to electronic form?
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If I buy a term insurance policy today, can its premium change in the future?
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How to take care of claim settlement in case of more than two policies?
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What is the maximum time limit for an insurance claim post death?
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I need insurance for my pet dog that is part of my family. What are my options?
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Do insurance companies inquire about accidental death before paying the insurance amount?
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What is a Term Insurance Plan? How is it different than other life insurance schemes?
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Do Term Insurance pay in case of Accidental Death ?
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Is death by suicide covered under a term plan?
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Is there a time limit for reviving a lapsed insurance policy?
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What is the difference between term insurance and life insurance?
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To what extent Pvt Insurance companies investigates death compared to LIC?
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Are term plans valid for lifelong coverage or only till I am working?
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What is the maximum time limit to revive a life insurance policy which has lapsed?
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Which is a good term insurance plan i can consider from LIC?
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What is a ladder term plan?
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Which is a better idea, life insurance with an accident rider add-on or a standalone personal accident insurance policy?
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Latest 20 Questions
Payment of time- barred debt is: (a) Valid (b) Void (c) Illegal (d) Voidable
Consideration is defined in the Indian Contract Act,1872 in: (a) Section 2(f) (b) Section 2(e) (c) Section 2(g) (d) Section 2(d)
Which of the following is not an exception to the rule, "No consideration, No contract": (a) Natural love and affection (b) Compensation for involuntary services (c) Completed gift (d) Agency
Consideration must move at the desire of: (a) The promisor (b) The promisee (c) The promisor or any other party (d) Both the promisor and the promisee
An offer which is open for acceptance over a period of time is: (a) Cross Offer (b) Counter Offer (c) Standing Offer (d) Implied Offer
Specific offer can be communicated to__________ (a) All the parties of contract (b) General public in universe (c) Specific person (d) None of the above
_________ amounts to rejection of the original offer. (a) Cross offer (b) Special offer (c) Standing offer (d) Counter offer
A advertises to sell his old car by advertising in a newspaper. This offer is caleed: (a) General Offer (b) Special Offer (c) Continuing Offer (d) None of the above
In case a counter offer is made, the original offer stands: (a) Rejected (b) Accepted automatically (c) Accepted subject to certain modifications and variations (d) None of the above
In case of unenforceable contract having some technical defect, parties (a) Can sue upon it (b) Cannot sue upon it (c) Should consider it to be illegal (d) None of the above
If entire specified goods is perished before entering into contract of sale, the contract is (a) Valid (b) Void (c) Voidable (d) Cancelled
______________ contracts are also caled contracts with executed consideration. (a) Unilateral (b) Completed (c) Bilateral (d) Executory
A offers B to supply books @ Rs 100 each but B accepts the same with condition of 10% discount. This is a case of (a) Counter Offer (b) Cross Offer (c) Specific Offer (d) General Offer
_____________ is a game of chance. (a) Conditional Contract (b) Contingent Contract (c) Wagering Contract (d) Quasi Contract
There is no binding contract in case of _______ as one's offer cannot be constructed as acceptance (a) Cross Offer (b) Standing Offer (c) Counter Offer (d) Special Offer
An offer is made with an intention to have negotiation from other party. This type of offer is: (a) Invitation to offer (b) Valid offer (c) Voidable (d) None of the above
When an offer is made to the world at large, it is ____________ offer. (a) Counter (b) Special (c) General (d) None of the above
Implied contract even if not in writing or express words is perfectly _______________ if all the conditions are satisfied:- (a) Void (b) Voidable (c) Valid (d) Illegal
A specific offer can be accepted by ___________. (a) Any person (b) Any friend to offeror (c) The person to whom it is made (d) Any friend of offeree
An agreement toput a fire on a person's car is a ______: (a) Legal (b) Voidable (c) Valid (d) Illegal



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