CoolInterview.com - World's Largest Collection of Interview Questions & Answers, FAQs, queries, sample papers, exam papers, dumps, what, why, how, where, when questions
Our Services
Get 9,000 Interview Questions & Answers in an eBook.




Get it now !!
Send your Resume to 6000 Companies
Advertisements
Home Loan Interview Questions

Below we have listed all the Home Loan Interview Questions and answers. Feel free to comment on any Home Loan Interview Questions or answer by the comment feature available on the page.

To buy an eBook containing 30,000 Interview Questions, with Answers, Click Here.
View All Home Loan Interview Questions & Answers - Exam Mode / Learning Mode

Home Loan is offered to individuals who wish to purchase or construct a house. The property is mortgaged to the lender as a security till the repayment of the loan. The bank or financial institution will hold the title or deed to the property till the loan has been paid back with the interest due for it. Home loan eligibility is determined by various factors such as income, employment status, tenure and so on. Home Loan is a sum of money borrowed from a financial institution or bank to purchase a house. Home loans consist of an adjustable or fixed interest rate and payment terms.

Highly Recommended, Hand Picked Home Loan Books


1 2 3 4 Next

Sort By : Latest First | Oldest First | By Rating

Question
Rating
View Answer
Once I have closed my home loan, how do I check if my CIBIl score has been updated?
0.5 Rating
View Answer
I am planning to stand guarantor for my nephew?s home loan but i find some clauses really one sided and unfair. Can i bargain with the bank?
0.4 Rating
View Answer
Who decides the maximum LTV for home loan? The bank or RBI?
0.5 Rating
View Answer
Do top up loans come with any tax deductions?
0.4 Rating
View Answer
Why is it a disadvantage to go for a home loan after 50?
0.5 Rating
View Answer
If the home loan is rejected due to any reason, is the processing fee refunded?
0.4 Rating
View Answer
What?s the reasoning behind banks charging a legal fee for home loans?
0.5 Rating
View Answer
I have a slightly lower credit score. I need to opt for a home loan. Does reducing my LTV increase my loan chances?
0.4 Rating
View Answer
Do bank home loans cover the cost of expenses like stamp duty and registration charges?
0.5 Rating
View Answer
Does home loan with overdraft facility helps in reducing the loan tenure?
0.4 Rating
View Answer
For a home loan transfer do I first take NOC from existing bank or first apply for the loan with the new bank?
0.4 Rating
View Answer
What is the validity period of a pre approved home loan?
0.4 Rating
View Answer
Why do banks put a home loan lien for housing loans?
0.4 Rating
View Answer
When is the right time to opt for a home loan refinance?
0.4 Rating
View Answer
Can i get a loan to raise money for a home loan down payment?
0.5 Rating
View Answer
If I take up a loan for house construction, can I expect the entire loan disbursal at the start a as a lump sum amount?
0.4 Rating
View Answer
Do joint home loan applicants get a lower interest rate compared to individual applicants?
0.4 Rating
View Answer
Is it good to transfer my home loan to another bank as the interest rates have reduced?
0.5 Rating
View Answer
My domestic help is seeking a home loan for less than 10 Lakhs. I have been told his loan can cover even the stamp duty charges. Is this correct?
0.4 Rating
View Answer
How do banks value an under construction property for home loan approval? How can they fix a price when the home is still under construction?
0.4 Rating
View Answer

1 2 3 4 Next

India News Network
Latest 20 Questions
Payment of time- barred debt is: (a) Valid (b) Void (c) Illegal (d) Voidable
Consideration is defined in the Indian Contract Act,1872 in: (a) Section 2(f) (b) Section 2(e) (c) Section 2(g) (d) Section 2(d)
Which of the following is not an exception to the rule, "No consideration, No contract": (a) Natural love and affection (b) Compensation for involuntary services (c) Completed gift (d) Agency
Consideration must move at the desire of: (a) The promisor (b) The promisee (c) The promisor or any other party (d) Both the promisor and the promisee
An offer which is open for acceptance over a period of time is: (a) Cross Offer (b) Counter Offer (c) Standing Offer (d) Implied Offer
Specific offer can be communicated to__________ (a) All the parties of contract (b) General public in universe (c) Specific person (d) None of the above
_________ amounts to rejection of the original offer. (a) Cross offer (b) Special offer (c) Standing offer (d) Counter offer
A advertises to sell his old car by advertising in a newspaper. This offer is caleed: (a) General Offer (b) Special Offer (c) Continuing Offer (d) None of the above
In case a counter offer is made, the original offer stands: (a) Rejected (b) Accepted automatically (c) Accepted subject to certain modifications and variations (d) None of the above
In case of unenforceable contract having some technical defect, parties (a) Can sue upon it (b) Cannot sue upon it (c) Should consider it to be illegal (d) None of the above
If entire specified goods is perished before entering into contract of sale, the contract is (a) Valid (b) Void (c) Voidable (d) Cancelled
______________ contracts are also caled contracts with executed consideration. (a) Unilateral (b) Completed (c) Bilateral (d) Executory
A offers B to supply books @ Rs 100 each but B accepts the same with condition of 10% discount. This is a case of (a) Counter Offer (b) Cross Offer (c) Specific Offer (d) General Offer
_____________ is a game of chance. (a) Conditional Contract (b) Contingent Contract (c) Wagering Contract (d) Quasi Contract
There is no binding contract in case of _______ as one's offer cannot be constructed as acceptance (a) Cross Offer (b) Standing Offer (c) Counter Offer (d) Special Offer
An offer is made with an intention to have negotiation from other party. This type of offer is: (a) Invitation to offer (b) Valid offer (c) Voidable (d) None of the above
When an offer is made to the world at large, it is ____________ offer. (a) Counter (b) Special (c) General (d) None of the above
Implied contract even if not in writing or express words is perfectly _______________ if all the conditions are satisfied:- (a) Void (b) Voidable (c) Valid (d) Illegal
A specific offer can be accepted by ___________. (a) Any person (b) Any friend to offeror (c) The person to whom it is made (d) Any friend of offeree
An agreement toput a fire on a person's car is a ______: (a) Legal (b) Voidable (c) Valid (d) Illegal
Cache = 0.019531 Seconds