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Car / Bike / 2 Wheeler Loan Interview Questions

Below we have listed all the Car / Bike / 2 Wheeler Loan Interview Questions and answers. Feel free to comment on any Car / Bike / 2 Wheeler Loan Interview Questions or answer by the comment feature available on the page.

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A car / bike loan is a personal loan that allows the potential buyer to pay the vehicle off in monthly payments instead of having to pay the full price all at once. Essentially, the lender gives you the service of using its money, and in exchange you compensate the lender for its services by paying interest. Most car loans use simple interest, a type of interest of which the interest charge is calculated only on the principal (the amount owed on the loan). A Car / Bike Loan is a personal finance product where the financier provides the borrower with the funds to purchase a vehicle for personal use. The loan is secured against the vehicle, and at the end of the contract the customer retains the full title of the vehicle. A Car Loan can also be known as a Consumer Loan or a Secured Car Loan.

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Question
Rating
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I have a car loan running can I still hope to get loan against my car?
4.7 Rating
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What is the maximum age of a car to be eligible for a loan against car?
4.1 Rating
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Are loans easily available for high end bikes like a Ducati for example?
4.3 Rating
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Does SBI offer any scheme for buying a used car?
4.7 Rating
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I am planning to buy a bike preferably through a two wheeler loan. What is the maximum loan amount I can get?
4.4 Rating
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Can you tell me what a car loan with an overdraft facility is?
3.9 Rating
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What are the major points I should know if i want to go for a pre used car loan?
4.6 Rating
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How much money can I get if I opt for a loan against my car?
4.4 Rating
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Do I get any advantage if I buy a pre used car from a certified seller rather than from the grey market in terms of a loan?
4.6 Rating
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I am seeking to buy a pre used car on loan. I have read that maximum LTV is between 60 to 75% of the car price. Who determines the price of the second hand car?
4.0 Rating
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How much loan can be availed for a 2-wheeler?
4.1 Rating
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Can one time a car loan to get a cheaper loan or is it a myth?
3.1 Rating
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Can I prepay car loan with no penalty?
4.4 Rating
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Is this a good time to buy a car through a car loan or should I wait for interest rates to go down further?
3.4 Rating
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How much down payment is generally the norm when opting for a used car loan?
3.6 Rating
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Is it a good idea to consider a higher down payment for car loan? Would the banks allow such a move?
3.6 Rating
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Does choosing a car model have any influence on car loan interest rates?
4.3 Rating
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I had applied for a car loan but recently the bank reduced its repo rate. Will my loan be effective on new lower rates?
3.6 Rating
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What is the difference between Car Loan and Car Overdraft Loan?
3.3 Rating
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What is the maximum loan I can get for a used car loan?
3.4 Rating
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India News Network
Latest 20 Questions
Payment of time- barred debt is: (a) Valid (b) Void (c) Illegal (d) Voidable
Consideration is defined in the Indian Contract Act,1872 in: (a) Section 2(f) (b) Section 2(e) (c) Section 2(g) (d) Section 2(d)
Which of the following is not an exception to the rule, "No consideration, No contract": (a) Natural love and affection (b) Compensation for involuntary services (c) Completed gift (d) Agency
Consideration must move at the desire of: (a) The promisor (b) The promisee (c) The promisor or any other party (d) Both the promisor and the promisee
An offer which is open for acceptance over a period of time is: (a) Cross Offer (b) Counter Offer (c) Standing Offer (d) Implied Offer
Specific offer can be communicated to__________ (a) All the parties of contract (b) General public in universe (c) Specific person (d) None of the above
_________ amounts to rejection of the original offer. (a) Cross offer (b) Special offer (c) Standing offer (d) Counter offer
A advertises to sell his old car by advertising in a newspaper. This offer is caleed: (a) General Offer (b) Special Offer (c) Continuing Offer (d) None of the above
In case a counter offer is made, the original offer stands: (a) Rejected (b) Accepted automatically (c) Accepted subject to certain modifications and variations (d) None of the above
In case of unenforceable contract having some technical defect, parties (a) Can sue upon it (b) Cannot sue upon it (c) Should consider it to be illegal (d) None of the above
If entire specified goods is perished before entering into contract of sale, the contract is (a) Valid (b) Void (c) Voidable (d) Cancelled
______________ contracts are also caled contracts with executed consideration. (a) Unilateral (b) Completed (c) Bilateral (d) Executory
A offers B to supply books @ Rs 100 each but B accepts the same with condition of 10% discount. This is a case of (a) Counter Offer (b) Cross Offer (c) Specific Offer (d) General Offer
_____________ is a game of chance. (a) Conditional Contract (b) Contingent Contract (c) Wagering Contract (d) Quasi Contract
There is no binding contract in case of _______ as one's offer cannot be constructed as acceptance (a) Cross Offer (b) Standing Offer (c) Counter Offer (d) Special Offer
An offer is made with an intention to have negotiation from other party. This type of offer is: (a) Invitation to offer (b) Valid offer (c) Voidable (d) None of the above
When an offer is made to the world at large, it is ____________ offer. (a) Counter (b) Special (c) General (d) None of the above
Implied contract even if not in writing or express words is perfectly _______________ if all the conditions are satisfied:- (a) Void (b) Voidable (c) Valid (d) Illegal
A specific offer can be accepted by ___________. (a) Any person (b) Any friend to offeror (c) The person to whom it is made (d) Any friend of offeree
An agreement toput a fire on a person's car is a ______: (a) Legal (b) Voidable (c) Valid (d) Illegal
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