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Auto / Vehicle / Motor Insurance Interview Questions

Below we have listed all the Auto / Vehicle / Motor Insurance Interview Questions and answers. Feel free to comment on any Auto / Vehicle / Motor Insurance Interview Questions or answer by the comment feature available on the page.

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Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. A motor insurance policy is a mandatory policy issued by an insurance company as part of prevention of public liability to protect the general public from any accident that might take place on the road. The law mandates that every owner of a motor vehicle must have one motor insurance policy. Motor insurance (also known as vehicle / car / auto insurance) is insurance purchased for cars, trucks, and other road vehicles. Its primary objective is to provide protection against physical damage resulting from traffic collisions and against liability that could also arise there-from.

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Question
Rating
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What are the different types of car insurances available in the market?
5.0 Rating
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What is IDV for car insurance?
4.8 Rating
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My car insurance advisor is keen i take a key replacement cover. I am wondering if it is useful or just a marketing gimmick?
4.0 Rating
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Do third party insurance premiums get revised each year?
4.2 Rating
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Is it possible to get long term auto insurance for my bike?
3.4 Rating
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Is theft not covered under a 3rd party insurance for bike or car?
4.9 Rating
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What are zones in India for Car Insurance? Do they have different premiums?
3.5 Rating
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What is the difference between ?Third Party Insurance? and ?Comprehensive Insurance??
4.1 Rating
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My 2 wheeler insurance policy lapsed as I was out of town. I am now planning to renew it after a period of 15 days after the expiry date. Will this impact my NCB?
3.5 Rating
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I have heard getting a third party insurance is compulsory. Is it true?
4.5 Rating
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Is my car insurance premium related to the engine capacity of my car?
3.5 Rating
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Does Third Party Insurance covers any car against theft?
4.6 Rating
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Which is a better idea going to a large deductible or a small deductible when going for an automobile insurance?
4.6 Rating
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While buying a car, what kind of insurances are expected to be taken? Will it cover even if the car is stolen?
3.3 Rating
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Do car insurance policies cover engine protection by default?
3.0 Rating
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If I take comprehensive car insurance, will I get deduction in Taxable income?
3.5 Rating
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Why is third party insurance cheaper than regular auto insurance?
4.7 Rating
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My car dealer is offering me a good car insurance plan for my new car? Should I go for it as I do not have time to hunt for one?
4.6 Rating
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Is car insurance automatically transferred when I sell my car? What happens to the no claim bonus?
4.6 Rating
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How much does the IDV (Insured Declared Value) of a car depreciates over time?
3.0 Rating
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India News Network
Latest 20 Questions
Payment of time- barred debt is: (a) Valid (b) Void (c) Illegal (d) Voidable
Consideration is defined in the Indian Contract Act,1872 in: (a) Section 2(f) (b) Section 2(e) (c) Section 2(g) (d) Section 2(d)
Which of the following is not an exception to the rule, "No consideration, No contract": (a) Natural love and affection (b) Compensation for involuntary services (c) Completed gift (d) Agency
Consideration must move at the desire of: (a) The promisor (b) The promisee (c) The promisor or any other party (d) Both the promisor and the promisee
An offer which is open for acceptance over a period of time is: (a) Cross Offer (b) Counter Offer (c) Standing Offer (d) Implied Offer
Specific offer can be communicated to__________ (a) All the parties of contract (b) General public in universe (c) Specific person (d) None of the above
_________ amounts to rejection of the original offer. (a) Cross offer (b) Special offer (c) Standing offer (d) Counter offer
A advertises to sell his old car by advertising in a newspaper. This offer is caleed: (a) General Offer (b) Special Offer (c) Continuing Offer (d) None of the above
In case a counter offer is made, the original offer stands: (a) Rejected (b) Accepted automatically (c) Accepted subject to certain modifications and variations (d) None of the above
In case of unenforceable contract having some technical defect, parties (a) Can sue upon it (b) Cannot sue upon it (c) Should consider it to be illegal (d) None of the above
If entire specified goods is perished before entering into contract of sale, the contract is (a) Valid (b) Void (c) Voidable (d) Cancelled
______________ contracts are also caled contracts with executed consideration. (a) Unilateral (b) Completed (c) Bilateral (d) Executory
A offers B to supply books @ Rs 100 each but B accepts the same with condition of 10% discount. This is a case of (a) Counter Offer (b) Cross Offer (c) Specific Offer (d) General Offer
_____________ is a game of chance. (a) Conditional Contract (b) Contingent Contract (c) Wagering Contract (d) Quasi Contract
There is no binding contract in case of _______ as one's offer cannot be constructed as acceptance (a) Cross Offer (b) Standing Offer (c) Counter Offer (d) Special Offer
An offer is made with an intention to have negotiation from other party. This type of offer is: (a) Invitation to offer (b) Valid offer (c) Voidable (d) None of the above
When an offer is made to the world at large, it is ____________ offer. (a) Counter (b) Special (c) General (d) None of the above
Implied contract even if not in writing or express words is perfectly _______________ if all the conditions are satisfied:- (a) Void (b) Voidable (c) Valid (d) Illegal
A specific offer can be accepted by ___________. (a) Any person (b) Any friend to offeror (c) The person to whom it is made (d) Any friend of offeree
An agreement toput a fire on a person's car is a ______: (a) Legal (b) Voidable (c) Valid (d) Illegal
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