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Loan Interview Questions

Below we have listed all the Loan Interview Questions and answers. Feel free to comment on any Loan Interview Questions or answer by the comment feature available on the page.

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View All Loan Interview Questions & Answers - Exam Mode / Learning Mode

A loan is a debt provided by an entity (organization or individual) to another entity at an interest rate, and evidenced by a promissory note which specifies, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and date of repayment. A loan is the act of giving money, property or other material goods to a another party in exchange for future repayment of the principal amount along with interest or other finance charges. A loan may be for a specific, one-time amount or can be available as open-ended credit up to a specified ceiling amount.

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Subcategories for Loan Interview Questions & Answers :-

Following are sub categories for which Interview Questions & Answers are available under Loan Interview Questions & Answers. Please select the appropriate sub-category:-

Business Loan Interview Questions & Answers (13) Exam Mode | Learning Mode

Car / Bike / 2 Wheeler Loan Interview Questions & Answers (20) Exam Mode | Learning Mode

Consumer Durable Loan Interview Questions & Answers (4) Exam Mode | Learning Mode

Credit Card Loan Interview Questions & Answers (51) Exam Mode | Learning Mode

Crowd Funding Interview Questions & Answers (3) Exam Mode | Learning Mode

Education Loan Interview Questions & Answers (13) Exam Mode | Learning Mode

Gold Loan Interview Questions & Answers (3) Exam Mode | Learning Mode

Home Loan Interview Questions & Answers (70) Exam Mode | Learning Mode

Loan against Securities Interview Questions & Answers (15) Exam Mode | Learning Mode

Loan for NRIs Interview Questions & Answers (9) Exam Mode | Learning Mode

Mortgage Loan Interview Questions & Answers (3) Exam Mode | Learning Mode

Overdraft Interview Questions & Answers (1) Exam Mode | Learning Mode

Peer-to-Peer Lending Interview Questions & Answers (4) Exam Mode | Learning Mode

Personal Loan Interview Questions & Answers (20) Exam Mode | Learning Mode

Reverse Mortgage Loan Interview Questions & Answers (3) Exam Mode | Learning Mode

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Question
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What is RBI Repo rate and how does it impact various retail loan interest rates?
0.3 Rating
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What is the ideal value for debt to income ratio? Why is it important?
0.4 Rating
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Do non banking financial companies also check cibil and other credit reports?
0.4 Rating
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Can you tell me what is meant by loan take over in simple terms?
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When are payment banks being introduced? Can we hope to get easy personal loans through such banks?
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What does a bank considers default? Even one missed deadline for my home loan EMI puts me as a defaulter?
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What is Amendment clause in a bank loan? What do I need to check for any such clause in my bank loan agreement?
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What is flat rate of interest?
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Isn?t it unfair that my credit score may get spoilt if someone I stood as a guarantor for defaults on his loans?
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What happens if the bank I have taken a loan from gets merged into another bank?
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What should be an ideal range for DTI (Debt To Income Ratio)?
0.3 Rating
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Someone told me to use my DTI (debt to income ratio) as a tool to choose between fixed and floating home loan. How can I do that?
0.3 Rating
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What is Force Majeure clause in a loan?
0.4 Rating
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I want to know about my credit score details. What are all the steps to get the credit score by mail?
0.5 Rating
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Just in case if the main borrower dies who has to repay the loan the other co borrowers or loan guarantor?
0.3 Rating
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Does adopting of MCLR method by banks mean a lower interest for personal loans too?
0.4 Rating
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Why banks are going after small loan defaulters while bigger defaulters are going scot free?
0.4 Rating
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Who gets OD facility under Jan Dhan yojana? Is it available for all account holders?
0.5 Rating
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Do banks lend easily to women borrowers compared to male borrowers?
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Are terms and conditions for loan guarantee negotiable?
0.3 Rating
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India News Network
Latest 20 Questions
Payment of time- barred debt is: (a) Valid (b) Void (c) Illegal (d) Voidable
Consideration is defined in the Indian Contract Act,1872 in: (a) Section 2(f) (b) Section 2(e) (c) Section 2(g) (d) Section 2(d)
Which of the following is not an exception to the rule, "No consideration, No contract": (a) Natural love and affection (b) Compensation for involuntary services (c) Completed gift (d) Agency
Consideration must move at the desire of: (a) The promisor (b) The promisee (c) The promisor or any other party (d) Both the promisor and the promisee
An offer which is open for acceptance over a period of time is: (a) Cross Offer (b) Counter Offer (c) Standing Offer (d) Implied Offer
Specific offer can be communicated to__________ (a) All the parties of contract (b) General public in universe (c) Specific person (d) None of the above
_________ amounts to rejection of the original offer. (a) Cross offer (b) Special offer (c) Standing offer (d) Counter offer
A advertises to sell his old car by advertising in a newspaper. This offer is caleed: (a) General Offer (b) Special Offer (c) Continuing Offer (d) None of the above
In case a counter offer is made, the original offer stands: (a) Rejected (b) Accepted automatically (c) Accepted subject to certain modifications and variations (d) None of the above
In case of unenforceable contract having some technical defect, parties (a) Can sue upon it (b) Cannot sue upon it (c) Should consider it to be illegal (d) None of the above
If entire specified goods is perished before entering into contract of sale, the contract is (a) Valid (b) Void (c) Voidable (d) Cancelled
______________ contracts are also caled contracts with executed consideration. (a) Unilateral (b) Completed (c) Bilateral (d) Executory
A offers B to supply books @ Rs 100 each but B accepts the same with condition of 10% discount. This is a case of (a) Counter Offer (b) Cross Offer (c) Specific Offer (d) General Offer
_____________ is a game of chance. (a) Conditional Contract (b) Contingent Contract (c) Wagering Contract (d) Quasi Contract
There is no binding contract in case of _______ as one's offer cannot be constructed as acceptance (a) Cross Offer (b) Standing Offer (c) Counter Offer (d) Special Offer
An offer is made with an intention to have negotiation from other party. This type of offer is: (a) Invitation to offer (b) Valid offer (c) Voidable (d) None of the above
When an offer is made to the world at large, it is ____________ offer. (a) Counter (b) Special (c) General (d) None of the above
Implied contract even if not in writing or express words is perfectly _______________ if all the conditions are satisfied:- (a) Void (b) Voidable (c) Valid (d) Illegal
A specific offer can be accepted by ___________. (a) Any person (b) Any friend to offeror (c) The person to whom it is made (d) Any friend of offeree
An agreement toput a fire on a person's car is a ______: (a) Legal (b) Voidable (c) Valid (d) Illegal
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