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Banking Interview Questions & Answers - Learning Mode
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Banking Interview Questions & Answers - Learning Mode

Banking is a business of accepting deposits and lending money. It is carried out by financial intermediaries, which performs the functions of safeguarding deposits and providing loans to the public. A bank is a financial institution that accepts deposits from the public and creates credit. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial system and influence on national economies, banks are highly regulated in most countries.

Try Banking Interview Questions & Answers - Exam Mode

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Banking Interview Questions & Answers - Learning Mode
Try Banking Interview Questions & Answers - Exam Mode
Question: What is the best way to introduce myself?

Answer: Whatever you are you only know so describe yourself in better way as you can...little bit fake about past schooling competition but be aware about investigation ok!No one is here to investigate your past..but u must better to know that person sitting in front of you is not a fool..so better be realistic to a great level! Speak so much about yourself as interviewer must think that at the age of 25 yrs (eg.) he has seen number of thing about his life...This question is maximum ask to check how muc Source: CoolInterview.com
Question: Describe your Typical Day?

Answer: The interviewer is looking for your organizational skills and the functions you handle to determine if you can address their problems. Before the interview review what you do daily weekly and monthly. Being energetic planned able to set goals and willing to be flexible are all important aspects of successfully managing your new responsibilities. Extensive discussion about putting out fires may signal a problem with your ability to plan or anticipate problems. Source: CoolInterview.com
Question: Why banking that also clerk after MBA

Answer: My passion is to be in a banking sector .So that i can start my career with bank and attain good position Source: CoolInterview.com
Question: What are your career goals? Where do you see yourself five years from now? Ten years?

Answer: Most importantly be realistic Blue sky stuff brands you as immature. One or two management
jumps in three to five years is a reasonable goal. If your track indicates you are on line for senior management in ten years its okay to mention. However if you have had a rocky road its better to be introspective. Source: CoolInterview.com
Question: What do you like dislike most about your current position? What will you miss most about your current position?

Answer: The interviewer is trying to determine compatibility with the open position. If you have an interest in the position be careful. Stating that you dislike overtime or detail work can cost you the position. There is nothing wrong with liking challenges pressure situations opportunities to grow or a dislike for bureaucracy or frustrating situations. Again be positive about your current position. Source: CoolInterview.com
Question: Describe your best boss?

Answer: This is the essence of who you are as an employee. Autonomy someone to brain-storm with fairness someone interested in your continued professional development creativity and supportive of your decisions may be some of the many different aspects of your next manager. Being aware of which of these characteristics have worked best (or worst) for you is important in being true to who you are as a manager and an individual. Be aware that your answer will also reveal a great deal about who you are. We Source: CoolInterview.com
Question: Why do you Believe that you are Qualified for this Position?

Answer: Be certain you know the specifics of the question do they need a person to maintain the status quo or make major changes Do they want staff development a hands-on manager or an administrator to facilitate policies with upper administration.Pick two or three main factors about the job and about you that are most relevant. Provide specific details. Select a clinical or technical skill or a specific management skill (organizing staffing planning) and combine it with a personal success attribute.
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Question: Who are our major competitors and what differences do you notice in our Bankings products?

Answer: The company will be expecting that you have done your research on the industry generally. You should be familiar with the bank's products and services - literature on these can be picked up at any branch. Read the banks brochures and annual reports - these may be in the careers information room.

Be aware of current trends in the market and try to find out what each bank is doing in these areas Source: CoolInterview.com
Question: What makes you angry?

Answer: No answer available currently.
Question: What is the worst or Most Embarrassing aspect of your Business Career? How would you have done things differently now with 20 20 hindsight?

Answer: What is the worst or Most Embarrassing aspect of your Business Career? How would you have done things differently now with 20 20 hindsight? Source: CoolInterview.com
Question: Why do you want to work here?

Answer: If you have done your homework about this organization now is the time to use that knowledge. Remember even as a recruited candidate some facilities will want to understand why you would select them. If you are a recruited candidate remind them that you were not looking when you were contacted but that the challenge sounded intriguing and that a solid opportunity for career advancement is important to you. Source: CoolInterview.com
Question: Describe your gaps in employment frequent job changes or your being asked to leave your last position?

Answer: Addressing mistakes in choices you made in the past will demonstrate maturity. Being unable to do so will cost you the job. From commuting issues to re engineering there are people who never expected job loss
or changes to be a problem to address. Be able to address each issue clearly with solid information. This is an opportunity to grow with new challenges. Convey why you can and are ready to settle down now and your ability to make a contribution to a new organization.If you have taken tim Source: CoolInterview.com
Question: What significant trends do you see in the future for our industry?

Answer: This is your chance to shine. You will be fully familiar with the economic situation as it relates to banking or how recent legislation affects it. How will you be familiar? Because you will have done your research and preparation properly.

You will have talked to people about the employer, you will have been reading trade magazines, journals and newspapers, and you will have poured over company brochures, annual reports or anything else you can get your hands on direct from the employer. Source: CoolInterview.com
Question: Where have you saved money handled more with less or found other ways to cut cost or increase productivity?

Answer: Describe your actions with a positive can-do attitude. Most organizations face these same issues and your proven success will make a good impression. Be specific and describe your successes in quantifiable terms. Share those achievements where you increased revenue reduced costs improved quality of care or otherwise improved the bottom line. Know the positive impact you have made for your current and past organizations. Well articulated, these answers can land your next opportunity. Source: CoolInterview.com
Question: What do you consider your most significant weaknesses?

Answer: Discuss tolerable faults that you are working towards improving. Show by specific example how this has changed over time. Better yet show how a weakness can be turned into a strength. For example how a concentration on details results in higher quality work even though it requires extra effort for a period of time. Source: CoolInterview.com
Question: Describe your involvement in re engineering down-sizing or cost containment processes?

Answer: Healthcare continues to go through major changes. Describe in a positive way what changes you led facilitated or were involved in as a participant. Use examples where you specifically made changes and describe the outcome.
Source: CoolInterview.com
Question: What do you consider your Most Significant Strengths?

Answer: Be prepared by knowing your four or five key strengths. Be able to discuss each with a specific example. Select those attributes that are most compatible with the job opening. Some people say management or good inter-personal skills in answer to this. Do not answer this way unless you can describe with specific examples the characteristics of management (planning organizing results staffing etc.) or how your relationship skills have proven critical to your success. Source: CoolInterview.com
Question: after MBA why banking as a clerk why not in that line

Answer: Interviewer here want to know your career ambitions . Be very clear in specifying the goals for getting in the Bank , like one can answer " The thrust of customer services that a Bank is having no other industry has equilent this I believe also accuracy and competitiveness is on scaling heights in Banking " Source: CoolInterview.com
Question: How do you Handle Pressure?

Answer: High achievers tend to perform well in high pressure situations. These questions also could imply that the position is pressure packed. If you do perform well under stress provide an example with details giving an overview of the stressful situation. Let the interviewer feel the stress by your description. Source: CoolInterview.com
Question: Describe the Difference between being a Manager and a Leader and a Follower?

Answer: Your answer will tell the interviewer about your understanding of hiring motivating and retaining staff. Following directions thinking outside of the box empowering people or just doing what needs to be done all of these management approaches have their time. Its OK to be a manager certain situations require it. Being a leader is the next level of managerial development, so convey what is appropriate for you. Source: CoolInterview.com

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