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Question :

I had taken a pre approved loan but now i have dropped plans of taking a home loan for now. Can I request for a refund of the loan processing fee?

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Question :

I had taken a pre approved loan but now i have dropped plans of taking a home loan for now. Can I request for a refund of the loan processing fee?


Answer:

Once you have a pre approved home loan, you can apply for a loan the moment you finalize your property. Unfortunately should you choose not to take up a home loan, or your loan application is rejected, you are not entitled to any refund on the processing fee for the loan. So in your case there is no scope for getting any refund on the loan processing fee.
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